PENGENTASAN KEMISKINAN MELALUI PENINGKATAN AKSES TERHADAP LEMBAGA KEUANGAN MIKRO : KASUS YAYASAN PERAMU BOGOR
Abstract
Poverty as one of important issues in overall economic development requires continuous responses from all stakeholders. There are many poverty alleviation programs that have been designed and carried out by various institutions such as government institutions and non-governmental organizations. Ikhtiar Program is an NGO poverty alleviation program that providing access to financial services for the poor and this program shows significant results. There are differences in the changes of well-being levels as measured by poverty indicators among households of Ikhtiar Program members and control households that do not follow the program. The poverty rate of Ikhtiar Program households tends to decrease and so as the gap between the poor households. A variety of productive activities run by poor households financed through financing schemes designed by Ihktiar program. Some features from Ikhtiar Program can be replicated to reach the poor in accessing financial services.
Kata Kunci : kemiskinan, program, keuangan
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